Do you need help making investment decisions? Are you unsure how investing can help you meet your financial goals? Is managing your portfolio a headache?
You need an Eau Claire investment advisor.
Investments can be a tricky art, and you shouldn’t play a guessing game when it comes to your legacy and posterity. Investing can be easy with a trusted investment advisor at Advisor’s Management Group. Give us a call and start planning for your future.
What is an investment advisor?
An investment advisor is a financial advisor that works specifically with investments. They provide you with custom advice on investing your stocks, bonds, and other securities to create the best portfolio for your needs. They can help you select stocks, manage your portfolio, and diversify your investments over time.
To provide you with the best portfolio for your goals, your advisor will need a complete understanding of your financial situation, your goals, and how risk-averse you are. Once they know what your current investments are, your ideal financial future, and if you’re willing to risk losing money for the chance at a higher reward, your investment advisor can recommend an investment strategy for you.
Once your portfolio is designed, we implement the investments and manage the investments on an ongoing basis.
If you’re uncertain about the types of securities you might invest in and the risks associated with each type of investment, an investment advisor is right for you.
They can also help you determine the types of taxable income you will generate and how to optimize your taxable income.
To get started with an Eau Claire fiduciary investment advisor today, call (715) 834-9512 for a free consultation.
Fee-Only Registered Investment Advisors (RIA)
A RIA (or a registered investment advisor) is required to be registered by either the U.S. Securities and Exchange Commision, or the state they are located in. This means they are legally required to put their client first in fiduciary matters.
Fee-only RIAs do not get paid by the securities that they recommend their clients invest in, thus ensuring that they aren’t putting their own interests ahead of yours when creating your portfolio. If you are unsure if your investment advisor is a RIA, you can request a copy of the paperwork that they submitted to get certified or search the SEC’s database.
Many clients prefer a fee-only RIA. Advisors without the SEC registration operate on commission, meaning that they get paid based on the products you buy through them. This incentivizes them to select products that pay them the most, regardless of how they fit into your financial plans.
Working with a fiduciary reduces your risk. You know that your advisor is selecting investments because they work for you since they only get paid an hourly fee, flat fee or a percentage of assets under management.
How much does an investment advisor cost?
Not all investment advisors charge fees in the same way. To understand how much your investment advisor costs, ask them to explain how they make money before you start working with them.
The most common ways of charging clients are fee-only and fee-based.
Advisors Management Group is a fee-only RIA Eau Claire firm. We only earn compensation from the hourly, fixed, and asset-based fees that we charge our clients. Since we only get paid by the client, our focus is on helping our clients get the most out of their money.
Fee-based advisors may charge commissions on top of their fixed fees. These can be based on trades, insurance products, and other third-party costs.
Fees will vary based on the advisor that you choose. Typically, the amounts are a culmination of experience, how hands-on they are, and a percentage of your assets being invested. Advisors generally charge between 0.20% to 2.00 %. Usually, the higher the value of your assets, the lower the percentage you pay in fees will be.
It is well within your rights to ask your advisor upfront what their fees are and how much it will cost for them to manage your portfolio.
When should I work with an investment advisor?
If you have a financial goal in mind, work with Eau Claire investment advisors. Whether you’ve just started saving or you have multiple investments already, speaking with an investment advisor can put you on the right track to growing your wealth.
Investment advisors blend their experience with their client’s personal circumstances. They work to make the same decisions you would make if you had their understanding of stocks, bonds, and exchange markets.
Working with an investment advisor early means having your investments optimized to reach your goals. The longer you invest appropriately, the better your chances of achieving your financial dreams on time.
How Advisors Management Group Can Help
Whether you are working to save for retirement, pay for your child’s tuition, or go on a dream vacation, an investment advisor in Eau Claire can help you achieve those goals. Advisors Management Group is a fiduciary financial advisory firm that provides client-first investment advice. Our skilled advisors will make the best recommendations for your portfolio.
If you are looking to take charge of your investments, call (715) 834-9512 today to speak with an investment advisor. We can take the headache out of investing.
Read more about our services and how we can help you develop your future legacy.
It is vital that your investments take into account your risk tolerance. People with higher risk tolerances can handle larger fluctuations in the market, while people with lower risk tolerances will need more secure investments. These investments may not offer as much reward as risky investments, but they will limit losses.
Our investment advisors will help you build an investment portfolio customized to your needs. We will identify your risk tolerance to determine what types of stocks, bonds, and other securities are at the right risk level for you.
Working with Eau Claire investment advisors who understand your needs and goals means that your portfolio will be at the appropriate level of risk to earn you money without making you uncomfortable.
Diversification Of Investments
Advisors Management Group follows the Modern Portfolio Theory developed by Harry Markowitz in the 1950s. The theory states that it is better to diversify your investments so you can develop the optimal combination of investments to achieve the highest return at your acceptable risk level. You’ll protect yourself from risk by having your assets diversified, rather than all invested in one stock. This was the previous method, which led to higher risk and potential low returns.
Are you interested in diversifying your investments to minimize risk and maximize rewards to build generational wealth? Our RIA in Eau Claire is ready to help you find the portfolio that works best for you.
Our skilled knowledgeable advisors will help you find unexpected winners who can boost your revenue when we diversify your funds for you.
Why are you here? What is your goal? Everyone who comes to us has a goal, whether they are saving for a house, retirement, or preparing a trust fund for a new family member. We are here to advise you on how to best meet that goal.
We will handle the tasks of buying, managing, and selling your bonds, funds, stocks and everything else so you can focus on your family moving forward. When you put your trust in our Eau Claire investment advisors, they will keep you updated on variations in the market or any milestones hit.