The tree is trimmed, and the stockings are hung by the chimney with care. Children and investors are both waiting to see what Santa has in store for them this holiday season. The term Santa Claus Rally dates back to 1972 when the term first appeared in the Stock Trader’s Almanac, but what is this … Santa Clause Rally
When we leave home or college as young adults, the process of getting financially stable can be daunting. Establishing good habits from the get-go can be the difference between thriving financially or struggling. No matter how much money you have, there are things you can do to set yourself up for success. As your financial … Financial Tips for All Life Stages
This is a common question related to retirement and retirement planning, and the answer might surprise you. While most people assume there is a magic account balance, for example one million dollars, that is not the case. The truth is that people retire comfortably with all different account balances because every situation is unique. Let’s … How Much Money Do I Need to Retire?
This year, the average American household plans to spend over $1000 this holiday season on gifts, decorations, travel to family, and holiday meals. This, on top of normal monthly spending, can make December one of the most expensive months of the year. Without a plan of attack, December’s holiday magic can easily turn into January’s … Holiday budgeting tips: Helping you stay smart with your jingle
When you have a child with special needs, you are accustomed to planning ahead. How do you prepare for their future? There is a lot to think about and we are here to help. Keep reading, and let Advisors Management Group tell you more about financial planning for a special needs child. Contact us when … Financial Planning for a Special Needs Child
Last year, millions of people in the US were victims of identity theft. Identity theft is when a thief uses your personal information to open bank accounts or other financial accounts, take out loans, file tax returns, or even make fake medical claims. The repercussions can be far-reaching and long-lasting. Once your credit has been … What to do if you are a victim of identity theft
Growing a business is exciting and complicated at the same time. When you need to build reliable and professional staff you’ll be faced with a choice. Do you go with employees or independent contractors? What is the difference? Is one better than the other? It all depends on your current business and your short-term goals. … Should I hire employees or independent contractors?
There are so many similarities that it is easy to get them confused. Both a brokerage account and an IRA give you the ability to invest your money into stocks and bonds. Ultimately, your choice depends on your financial values and preferences. How many choices do you want? Do you prefer to pay taxes on … What is a brokerage account and how is it different from an IRA?
The word credit card often creates a lot of anxiety for people, however when used appropriately, credit cards can be a great tool in managing your household finances. Whether you are already in a financially sound situation or you are just starting out, here are a few basic principles that can help you to master … Credit Card Basics
As a hands-on small business owner, payroll is one of those operations that seems easy enough to manage on your own. Many assume that payroll consists of calculating an employee’s hours worked, subtracting taxes, and then writing a check. If only processing payroll were so simple. Instead, it is a highly regulated and tedious responsibility. … 7 Signs You Need to Outsource Payroll Services
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