This year, the average American household plans to spend over $1000 this holiday season on gifts, decorations, travel to family, and holiday meals. This, on top of normal monthly spending, can make December one of the most expensive months of the year. Without a plan of attack, December’s holiday magic can easily turn into January’s … Holiday budgeting tips: Helping you stay smart with your jingle
When you have a child with special needs, you are accustomed to planning ahead. How do you prepare for their future? There is a lot to think about and we are here to help. Keep reading, and let Advisors Management Group tell you more about financial planning for a special needs child. Contact us when … Financial Planning for a Special Needs Child
Last year, millions of people in the US were victims of identity theft. Identity theft is when a thief uses your personal information to open bank accounts or other financial accounts, take out loans, file tax returns, or even make fake medical claims. The repercussions can be far-reaching and long-lasting. Once your credit has been … What to do if you are a victim of identity theft
Growing a business is exciting and complicated at the same time. When you need to build reliable and professional staff you’ll be faced with a choice. Do you go with employees or independent contractors? What is the difference? Is one better than the other? It all depends on your current business and your short-term goals. … Should I hire employees or independent contractors?
There are so many similarities that it is easy to get them confused. Both a brokerage account and an IRA give you the ability to invest your money into stocks and bonds. Ultimately, your choice depends on your financial values and preferences. How many choices do you want? Do you prefer to pay taxes on … What is a brokerage account and how is it different from an IRA?
The word credit card often creates a lot of anxiety for people, however when used appropriately, credit cards can be a great tool in managing your household finances. Whether you are already in a financially sound situation or you are just starting out, here are a few basic principles that can help you to master … Credit Card Basics
As a hands-on small business owner, payroll is one of those operations that seems easy enough to manage on your own. Many assume that payroll consists of calculating an employee’s hours worked, subtracting taxes, and then writing a check. If only processing payroll were so simple. Instead, it is a highly regulated and tedious responsibility. … 7 Signs You Need to Outsource Payroll Services
There’s an avalanche of useful information out there about starting a business. On the other hand, it’s much more difficult to find a trustworthy source on how to sell a business. If you are ready to move on to a new chapter in life and wonder, “How do I sell my business?” this guide is … How Do I Sell My Business?
Buying a timeshare might seem like a personal investment or a way to own vacation property so you never have to search for rentals again. Is it smart? Is buying a timeshare as good of an idea as the ads and salespeople make it sound? Before you spend thousands of dollars on a timeshare, it … Should You Buy a Timeshare? Read Before You Sign
As a small business owner, you want to protect your assets and create separation between your private and public or business finances. An LLC is a very popular way to provide legal security and protection for business owners, but it is so much more than that. One of the most important parts of setting up … What is an LLC? for Dummies