Whether you are shopping for a new advisor, or you have had the same advisor for years, it is important to understand how your advisor and their firm generate revenue. While cost only seems to matter if you fail to see value in the services you are receiving, there are several reasons why it is … Breaking Down Fee-Based vs. Fee Only Financial Advisors
Changing jobs can carry a mix of emotions depending on the reason for the career change. Regardless of the reason for the job change, one thing everyone needs to know is what their options are with their 401k account from a previous employer. The U.S. Bureau of Labor Statistics estimates that Americans will hold over … Forgetting something? What to do with your 401k when leaving a job
Whether you are planning to do your own, or hire a pro, you are probably getting ready to file your tax return soon. You may wonder why you need to file a tax return. Think of your return like this, you probably made money from a few different sources (income) last year. You probably paid … Tax Time Tips
In 2022, in attempts to stop runaway inflation, the Federal Reserve increased Federal Funds rate 7 times increasing rates a total of 4.25%. This is perhaps one of the most aggressive increases in recent history, but what does it mean for you? Let’s take a little look at how the Federal Reserve works and how … How does the Federal interest rate affect me?
Whether it’s on your phone, on the nightly news or scrolling on the bottom banner of your web browser, you probably have seen the performance of the market indexes such as the Dow Jones Industrial or the S&P 500. We see the familiar red and green arrows as we go about our days without giving … Understanding Market Indexes
The year 2008 proved emotionally exhausting for investors. Volatility rocked the markets causing the S&P to hit lows more than -17% by mid-July. Late summer brought a slight recovery and quieter conditions only to have the market plummet in October resulting in a new bottom of over -42%. Although these types of market conditions don’t … Investing During Market Volatility
As financial planners, we hear all kinds of thoughts that people have about retirement. The fact is that no two people are the same and neither are two retirement scenarios. Your neighbor may plan on spending a whole winter in warm weather and you may prefer to stay near your children and grandchildren. There isn’t … Retirement Myths and Realities
The face of investing is rapidly changing in America. Today 1 in 4 millennials have saved over $100,000 and about 1/3 report that they started investing before age 21. While younger investors have more money and start younger, they often don’t feel like they fit into the mold of traditional investing strategies. If this sounds … Investing for Millennials, Gen Z and Beyond
August 14th is National Financial Awareness Day and it’s the perfect opportunity to sharpen your financial skills. National Financial Awareness Day is a day dedicated to financial literacy and helping people to learn the principles of building financial stability. Whether you are building your financial future or are a well-established financial wizard, everyone can observe … National Financial Awareness Day
As inflation continues to affect Americans, many are looking for ways to stretch their dollar a little further. The U. S. Department of Agriculture reports an increase of 11.9% in grocery store food prices from May of 2021 to May of 2022. This added to increase of other necessities can really put a pinch on … Bagging More Groceries For Your Buck
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